About 228 loan
About 228 loan
Blog Article
A significant bank will have to acquire and sustain in Digital type, as prescribed because of the Board, until finally the completion from the financial institution's following CRA assessment in which the information are evaluated, the following information for each little small business loan or small farm loan originated or ordered by the bank in the evaluation period:
When making use of general performance assessments and strategic ideas pursuant to paragraph (a) of the section, and when pinpointing whether to approve a strategic program pursuant to § 228.
Except as usually presented With this section, a bank should make sure its public file has the data required by this part for every with the prior 3 calendar yrs, with the most recent calendar yr included in its file every year by April one of the present calendar 12 months.
(two) A copy of the general public segment of your lender's most up-to-date CRA efficiency evaluation organized from the Board. The bank should involve this copy in the public file inside 30 company days following its receipt through the Board;
(i) Why the bank's business design is outside the house the scope of, or inconsistent with, a number of facets of the performance checks that might apply from the absence of the accredited program;
The Board uses the ability-based evaluation areas delineated by a bank in its analysis on 228 loan the lender's CRA efficiency Unless of course the Board establishes that the ability-primarily based evaluation spots will not adjust to the requirements of this portion.
(iv) Whether to solicit extra community enter or have to have the lender to deliver any additional reaction to public input previously obtained.
The Board's consideration from the remote provider facility distribution metrics is informed by the next benchmarks:
To evaluate a financial institution's retail banking products and services, the Board considers a lender's department availability and expert services offered at branches, remote provider facility availability, and digital delivery programs as well as other shipping and delivery methods, as follows:
The Board evaluates the availability and responsiveness of the lender's electronic delivery techniques as well as other shipping and delivery programs, which includes to low- and reasonable-profits men and women, households, or homes with the institution level by thinking of:
(B) A lender in addition to a large lender could incorporate a community development services ingredient and accompanying once-a-year measurable targets in its prepare.
검색, 뉴스, 쇼핑, 숏폼 등 다양한 서비스와 콘텐츠를 한 곳에서 만날 수 있는
(B) A lender might specify applying assets in its place denominator for a Local community advancement funding metric if it improved measures a bank's capability.
A big bank must obtain and retain in electronic type, as prescribed by the Board, right until completion with the bank's subsequent CRA assessment through which the data are evaluated, the subsequent knowledge with respect to retail banking services and retail banking products and solutions made available and provided by the lender for the duration of Every calendar calendar year: